(Last updated 7/10/2009)

To underscore our commitment to privacy and our vision that good privacy is good business, we have adopted an online privacy policy for www.optimaldecisions.com and www.optimal-decisions.com, which are operated by Optimal Decisions Group, a LexisNexis Company ("LexisNexis"), Level 20, 8 Exhibition St, Melbourne, Vic 3000, Australia.Tel: +61 3 96622886. Email: info@optimaldecisions.com. This site is not directed at children.

If you have questions or concerns regarding this statement, you may contact us at:

LexisNexis
Privacy, Security, and Compliance Organization
PO Box 933
Dayton, Ohio 45401
Telephone: 1-800-831-2578
E-mail: privacy@lexisnexis.com

INFORMATION COLLECTION
I. Personally-identifiable information
This site does not collect personally-identifiable information. The site may collect user ids and passwords that we assign to companies seeking access to certain portions of our web site.

II. Cookies
“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive. While most browsers are set to accept cookies by default, you can set yours to refuse cookies or to alert you before accepting them. Your browser manufacturer has information on changing the default setting for your specific browser. This site does not use cookies.

III. Nonpersonally-identifiable information
This site also collects nonpersonally-identifiable information. For example, as you browse this Web site we may collect information about your visit, but not about you personally. Via Web server logs, for example, we may monitor statistics such as: the number of people that visit our site, which page(s) are visited on our site, from which domain our visitors come (e.g., aol.com, hotmail.com, etc.), and which browsers people use to visit our site (e.g., Netscape Navigator, Microsoft Internet Explorer, etc.).

INFORMATION USE
The information collected by this Web site is used for the administration, review and/or the improvement the content of our Web site.

ONWARD TRANSFER
We may disclose the nonpersonally-identifiable information collected through this site to our business partners and service providers. We also may disclose this information if required to do so by law or in the good faith belief that such action is necessary in order to conform with the law or to comply with a legal process.

ACCESS AND CORRECTION
As an information company, we know the importance of accurate data. Therefore, we strive to maintain the accuracy of the information collected through this web site. Furthermore, we believe that the individual is invaluable in ensuring that data is complete and accurate. We will provide you with access to personally-identifiable information you provide through our Web site for as long as we maintain that information in a readily accessible format. Similarly, we permit and encourage you to correct inaccuracies in the information you submit to us through our Web site.

If you wish to correct any inaccurate information you have submitted to this site, please either use the mechanisms provided by the site or send an e-mail to: privacy@lexisnexis.com.

SECURITY
We take steps to protect against the loss, misuse, or unauthorized alteration of personally-identifiable information collected through this web site. We recognize the importance of security for all personally-identifiable information collected by our Web site. We exercise care in providing secure transmission of your information from your PC to our servers.

Once we receive personally-identifiable information, we take steps to protect its security on our systems. In the event we request or transmit sensitive information, such as credit card information or Social Security Numbers, we use industry standard, secure socket layer ("SSL") encryption.

We limit access to personally-identifiable information to those employees who need access in order to carry out their job responsibilities.

OTHER WEB SITES
This online privacy policy only applies to the Web site(s) identified in the first paragraph of this privacy policy. Our Web site, however, may include links to other Web sites which may be operated by other LexisNexis companies or by third parties. If you visit a Web site not listed above, we recommend that you review the online privacy policy of that Web site to determine how the operator of that Web site will handle personal information collected through that Web site.

POLICY CHANGES
We may revise this online privacy policy from time to time. If we make any material changes, we will notify you by posting a prominent announcement on the Web site.


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